Fathima Nazeeha started her career in customer service in banking and rose to become a Director of Private Banking. Along the way, she met thousands of people across all education levels, income brackets, and walks of life. Many of them didn’t lack intelligence, just access to the kind of knowledge that truly helps.
She saw firsthand how financial confusion leads to long-term stress, poor decisions, and missed opportunities, not because people couldn’t manage money, but because no one had ever shown them how. She also witnessed how a lack of reading and understanding limited people’s options and confidence, holding them back from opportunities they deserved.
Over the years, she helped many turn things around, make smarter choices, avoid common traps, and in more than a few cases, build real wealth. That experience led to HAL.
Today, HAL works with schools, government bodies, and institutions across the UAE to support financial literacy, reading development, and practical skill-building. The goal isn’t just to educate. It’s to make sure what we teach actually helps.